Carry trades

Every trade below borrows stablecoins at today's Kairos fixed rate and puts them into an asset that pays more. Yields are live. Trades that don't clear the fixed rate are hidden.

Carry trades

Borrow fixed. Earn more. Keep the spread.

Every trade below borrows stablecoins at today's Kairos fixed rate and puts them into an asset that pays more. Yields are live. Trades that don't clear the fixed rate are hidden.

  1. 01

    Borrow

    Borrow USDC or USDT from Aave V3 Core, or use a variable-rate loan you already hold there.

  2. 02

    Fix the borrow rate

    Kairos fixes that loan's rate for the term. Borrow Fixed opens the loan and fixes it in one transaction.

  3. 03

    Deploy into yield

    Use the borrowed funds to buy an asset from the trades below that yields more than your fixed borrowing cost. Trades labelled Fixed yield lock in the spread for the term.

Funding leg

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Borrow cost: โ€ฆLive Kairos fixed rate for this amount and term (base rate, utilization fee and risk premium) plus the upfront protocol fee, annualized. Every card below is priced against it.

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How these figures are calculated. Yields from DefiLlama, Pendle and Hyperliquid. Carry is priced on base yield only, over one lock term (compounded APYs converted to their return over the term), net of the protocol fee but before the collateral posted for the lock. Fixed-yield tokens count only until maturity. Basis-trade yields ignore the perp margin, and a card's asset may be a different dollar than the one you borrow (e.g. USDT vs USDC). The lock covers the borrow only โ€” the asset's price, yield, liquidity and issuer risks stay with you.

Important information โ€” please read

This page is provided for general informational and educational purposes only. Nothing on it is, or should be construed as, investment, financial, legal, tax or accounting advice, a recommendation or endorsement of any asset, protocol or strategy, or an offer or solicitation to buy, sell or hold any asset or to enter into any transaction. The trades shown are generated automatically from public data and do not take into account your objectives, financial situation, jurisdiction or risk tolerance. Kairos Labs, Inc. ("Kairos") does not act as your broker, adviser or fiduciary.

  • No guarantee of profit. "Profitable" means only that, at the moment of calculation, a modeled yield exceeded a modeled borrow cost. It is not a prediction or promise of any return. Carry can narrow, disappear or turn negative at any time, including after you enter a position. You can lose some or all of the capital you commit.
  • Rates and quotes change. Fixed-rate quotes are estimates that update with market conditions and are final only if and when your transaction executes on-chain, subject to slippage limits. Asset yields shown are variable unless labelled fixed, may be annualized from short periods, and past or current yields are not indicative of future results.
  • A lock hedges the borrow rate only. A Kairos swap offsets changes in the reference borrow rate over its term. It does not protect against changes in the price, yield, liquidity, redemption terms or solvency of the asset you buy; stablecoin depegs; liquidation of your loan on the lending venue; differences between your loan and the swap's reference rate, notional or term; or the cost of rolling or exiting early. Swap collateral can be liquidated if rates move against the position before expiry, and your maximum loss on the swap is the collateral you post.
  • Third-party data and protocols. Yields, TVL and maturities come from third-party sources (including DefiLlama, Pendle and Hyperliquid) and may be delayed, incomplete or inaccurate; Kairos does not verify them. The assets, issuers, lending venues and exchanges shown are independent third parties that are not affiliated with, endorsed by or controlled by Kairos, and their inclusion is not a recommendation. External links leave this site; your use of any third-party service is governed by its own terms, and you are solely responsible for your dealings with it.
  • Protocol and technology risk. Using smart contracts, oracles, bridges and blockchains involves risks including software defects, exploits, oracle failure, network congestion, governance changes and the permanent loss of funds. Transactions are irreversible.
  • Eligibility and restrictions. Some assets shown (including tokenized funds, securities and real-world assets) are available only to eligible, verified or non-U.S. persons, and may be restricted or prohibited where you live. Neither Kairos's services nor the assets shown are offered in any jurisdiction where doing so would be unlawful. You are responsible for determining whether you may lawfully acquire, hold and trade any asset and use any service.
  • Taxes. Borrowing, swapping, holding and disposing of digital assets may have tax consequences. Consult your own tax adviser.
  • Do your own research. Evaluate every asset, protocol and transaction independently, and consult qualified professional advisers before acting. Do not commit funds you cannot afford to lose.

Information is provided "as is" and "as available", without warranty of any kind, and may be changed or withdrawn without notice. To the fullest extent permitted by law, Kairos disclaims all liability for any loss arising from reliance on this page. Your use of Kairos is governed by the Terms of Service, including the sections on DeFi protocols, disclosures and disclaimers, and limitation of liability, and by the Privacy Policy. If anything on this page conflicts with the Terms of Service, the Terms of Service control.

ยฉ 2026 Kairos Labs, Inc.

ยฉ 2026 Kairos Labs, Inc. All rights reserved.