Blog
Fixed Rate Borrowing on Kairos
Vince DePalmaOctober 1, 2026DeFi loans are variable, and variable rates spike at the worst possible moment. Kairos now lets you open an Aave loan at a fixed rate in a single transaction, so you know what your debt costs before you take it on.
What the Spread Pays For: The Kairos Risk Premium Model
KairosSeptember 19, 2026A pool of LP capital is the counterparty to every Kairos swap, and the spread in its quotes is what that capital is paid. This note is the first in the Kairos Pricing & Risk Research series, and it covers how the spread is set — why we model utilization instead of the rate, what a mid-swap curve change costs, and why manipulating the reference does not pay.
Kairos Launches Interest Rate Swap Protocol on Ethereum Mainnet
Thomas HarrisonSeptember 10, 2026Aave and Morpho users can now lock in a fixed rate on their positions for any term up to 90 days, with more rates and longer tenors coming soon.
How Kairos Secures Its Oracles
Vince DePalmaAugust 4, 2026An interest rate swap is a bet on a number, so the number is the attack surface. Here is how the three oracle families that price Kairos markets — reference rate, base rate, and risk premium — are built to fail closed rather than fail wrong.
The Missing Primitive Interest Rate Swaps and the Future of Onchain Credit
Vince DePalmaApril 28, 2026Fixed-rate, long-duration credit is the largest category of credit in the world. It has essentially no onchain presence. Not because the protocols can't support it, but because lenders have no way to hedge interest rate risk. That's the missing primitive.
Kairos Raises $2.4M to Bring the $500T Swap Market Onchain
Vince DePalmaMarch 25, 2026Kairos Labs announces a $2.4M seed round led by 6th Man Ventures and publishes its technical whitepaper for a permissionless interest rate swap protocol on Ethereum and Base.